Skip to content

Accounts & Services

DEPOSIT PRODUCTS

Share Savings account types can be found in the first column, followed by balance requirement in the next column, and additional information on the account in the last column.

Share Savings
Account Balance Requirement Information
Share Savings $5.00 Required for membership. Tiered dividend rate dependent on account balance. Free ATM access.
Money Market $10,000.00  Higher yielding, liquid investment. Up to 6 withdrawals permitted per month. 
IRA Share Savings $5.00 Individual Retirement Account - Traditional or Roth. For members looking for a safe, tax-deferred investment for their financial future.
Christmas Club None For members saving for the holidays. One withdrawal permitted per year. Balance transferred to share savings in early October.
Vacation Savings None For members saving for a vacation, a large purchase, or a special occasion.
Escrow Savings None For members saving for taxes or insurance payments that are not automatically escrowed.
Non-Dividend Savings $5.00 For business owners, organizations, or members who have funds designated for a specific purpose.

Share Draft Checking account types can be found in the first column, followed by the balance requirement in the next column and additional information in the last column.

Share Draft Checking
Account Balance Requirement Information
Share Draft Checking None Free ATM/debit card access. Unlimited check writing. No account maintenance fees.
Non-Dividend Checking None For business owners, organizations, or members who have funds designated for a specific purpose.

Share Certificates account types can be found in the first column, followed by the balance requirement in the next column, and additional information on the account type in the last column.

Share Certificates
Account Balance Requirement Information
Share Certificate $500.00 For members looking for a fixed rate, longer-term investment. 6 to 60 month terms.

See Rates & Fees for more details.


Switching your account to SRU FCU is easy!

Account Switch Kit


The Electronic Share Insurance Calculator

Share Insurance Estimator

NCUA - www.ncua.gov  

Services

A list of services we provide can be found in the first column and the service description can be found in the next column.

Type of Service Description
Account Reconcilement Assistance with reconciling your account to your statement.
Credit and Investment Guidance Deposit and lending product recommendations to best meet your financial needs.
Online Banking 24/7 access to view your account activity or to make payments or transfers.
Mobile Banking View and make deposits to your account from your mobile device.
OneClick Bill Pay Conveniently pay your bills online directly from your account.
Night Deposit Drop Box Make deposits/payments during non-business hours. Processed the next business day.
Bank By Mail Mail your deposits or payments to be applied to your account or loan.
Bank By Phone Call to check your account balance, transfer funds, or make a loan payment.
American Express Travelers Cheques A safe alternative to cash for members traveling in the U.S. or abroad. 
Prepaid VISA Gift Card  The perfect gift for any occasion. Non-reloadable and accepted worldwide.
Prepaid VISA Travel Card A safe and convenient cash alternative for travel. Reloadable and accepted worldwide.
STAR ATM Card Access your account at ATMs worldwide. Surcharge-free ATMs at participating locations.
Debit MasterCard
For ATM or Point-of-Sale (POS) transactions. Can be used anywhere MasterCard is accepted.
Online Check Reorder Order checks online at your convenience. Select from a variety of styles and quantities.
VISA Account
Online Access
View credit card activity or make payments online.
Credit Card
Cash Advance
For credit cardholders who need immediate access to cash.
Wire Transfer Efficient option to send funds electronically for a time-sensitive deposit or payment.
Courtesy Pay
Overdraft Protection
Optional service designed to cover debit items and applicable fees if your checking account is overdrawn.
Share Draft Protection Automatic transfer coverage from savings if your checking account is overdrawn.
Notary Courtesy to members, charged service for non-members (vehicle title transfers not available).
Insurance Discounted auto, home, & life insurance products with your SRU FCU membership.

See Rates & Fees for more details.

STAR® - star.com CU$® - cudollar.org MasterCard® - mastercard.us Mastercard SecureCode® - mastercard.us Harland Clarke™ - reorder.libertysite.com

NOTICE TO ALL MEMBERS

We will not request confidential information from you via a phone call, text message, or email without your consent. If you receive a request for personal or financial information that you did not authorize with us in advance, do not respond or disclose anything to the requester. Please contact us if you have questions or concerns about suspicious activity on your account.